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Fixed or Variable loan rates in 2014?

Fixed or Variable loan rates in 2014?

This would have to be one of the top questions every home owner and property investor would be considering. With interest rates being the lowest they have been in over 50 years many loan holders and home buyers and property investors entering the market are asking do I fix my interest rate? What is the market going to […]
How to start an investment portfolio from the start up

How to start an investment portfolio from the start up

Build an investment property portfolio You might have come up with the questions “How do I build a property portfolio fast” or “How do I build a property portfolio fast” without wasting years. What I want to write about today might not be quickest way to build a property portfolio but besides the fact that […]
How do I increase my borrowing capacity for a property Investment Loan?

How do I increase my borrowing capacity for a property Investment Loan?

The strength of your borrowing capacity determines the property investment opportunities you are able to consider and is therefore an important consideration all property investors should be aware of and focus on to ensure it is being maximised as much as possible. Lenders like people to think that the only way to increase your borrowing […]
How can I borrow 100% loan for investment property?

How can I borrow 100% loan for investment property?

When investors refer to 100% investment loans this means they are using 100% + borrowed funds. For example, they have borrowed the purchase price and all the buying costs. That doesn’t mean that these funds have been secured using the one security or one lender but rather, in most cases, these funds have been borrowed […]
How Can a Mortgage Broker Help Me with Property Investment?

How Can a Mortgage Broker Help Me with Property Investment?

 Investment property mortgage brokers can help you Building wealth through real estate is a very popular method used by many Australians to achieve their financial goals. Investing in the right area and buying an investment property which also is the right property to suit your situation is a huge part Property Investors spend a lot […]
How To Consolidate Your Debt

How To Consolidate Your Debt

Debt consolidation can be realized in a number of ways which are available to enable one to secure huge savings in interest payments through combining all your debts into one loan repayment with a lower interest rate then you may currently be paying. These options are: Home Loan It is a fact that the interest […]
Borrow 85% LVR and avoid LMI!

Borrow 85% LVR and avoid LMI!

For a long time, competition has always worked to the advantage of consumers with banks and lenders working hard to compete with each other and give borrowers appealing deals. This means that you can borrow up to 85% of the financial value of property you want to purchase and entirely avoid LMI, lenders mortgage insurance. […]
How to use your available equity to work for you

How to use your available equity to work for you

Using the equity from your home and leveraging it to help you achieve your financial goals is a strategy many people use to take the next step in achieving wealth. If your not doing this you could be missing out on great opportunities. Equity is the difference between what your home is worth and how […]
Modest wage rise gives RBA scope to cut

Modest wage rise gives RBA scope to cut

There was a modest increase in wages in the September quarter, giving the Reserve Bank of Australia (RBA) the capacity to cut the cash rates even further if required. According to Australia Bureau of Statistics, the overall hourly pay rates rose by 0.5% in the September quarter, excluding any bonuses. Wage rates were 2.7% higher […]
Best Loans For Property Investors

Best Loans For Property Investors

Property investors unlike first time home buyers hold very distinct traits. Property investors view properties as an investment expected to give tangible returns in the shortest possible time. We want a property that costs the minimum to hold, while simultaneously not hurting our borrowing power or limiting our ability to grow our portfolio. Your typical […]